Rent to Own Sheds
At Countryside Sheds, LLC, we understand that everyone’s financial situation is unique. That’s why we offer a variety of payment options to suit your needs:
- Good ol’ cash
- Debit cards / credit cards
- Personal check / cashier’s check
- 90-days same as cash
- Rent-To-Own (RTO)
Instead of paying monthly fees for a rental storage unit and having to drive across town, why not invest in a storage shed or cabin that’s yours to keep on your own property? Once your payments are complete, the shed is yours to keep! The Rent-To-Own process is simple—just fill out a short pre-qualification form. Since we don’t require a credit check, you’re already pre-qualified for the program.
Are Rent-To-Own Sheds Affordable?
Our Rent-To-Own program offers several plans to fit your budget:
- 24-month: You gain full ownership in two years.
- 36-month: You gain full ownership in three years.
- 48-month: You gain full ownership in four years.
- 60-month: You gain full ownership in five years. *
- 72-month: You gain full ownership in six years.*
* This option may not be available for all sheds.
There are several payment options as well:
- Automatic monthly withdrawal from checking/saving or debit/credit card
- 24/7 automated pay-by-phone (888-850-7847)
- E-billing and email reminders
- 24/7 online account access at app.hci.net
- Through conventional U.S. Mail
Rent-To-Own also has several benefits:
Discover the advantages of Rent-to-Own storage solutions tailored to your needs.
Fast, Instant Approval:
Qualify immediately and get started with costs as low as the first month’s rent.
No Credit Check:
Avoid unwanted credit inquiries and get instant approval, even with poor or marginal credit. Save your credit payment option for other uses.
One Month Rent-to-Own Agreement:
Initial rental term is one month, with each payment automatically renewing the agreement. You can return the building at any time.
Affordable Monthly Payments:
Rent-to-own storage is about the same cost as renting a storage unit and provides convenient storage at your home, in the backyard, or nearby.
Ownership Made Easy:
No penalties for early purchase. Early Purchase Option (EPO) saves you money on the remaining balance, and there are no penalties for extra principal payments (applies toward the EPO).
Flexible Payment Options:
- Automatic debit from checking or credit card
- 24/7 automated pay by phone (888)850-7847
- E-billing and email reminders
- 24/7 online account access at app.hci.net
- Traditional U.S. mail
Optional Liability Damage Waiver:
Optional cost each month protects you from financial liability in the event of weather damage, layoffs, or other circumstances that affect the structure and your ability to pay. It also protects your building in case of damage (if your home insurance policy does not cover it).
Can Rent-To-Own sheds be a good option?
- Save on storage: A rent-to-own shed can replace monthly storage unit fees. Keep your items conveniently on your property.
- Short-term use: Rent a shed for a year, then have it picked up with no additional pick-up fee.
- Flexible payment options: Use the 90-days same-as-cash feature: pay the balance within 90 days to save on costs.
- Early Pay Off: Pay off your shed early, even if you signed a longer-term agreement. Contact us for your custom Early Pay Off price.
Three Simple Steps to Get Started:
1. Fill out the simple Pre-Qualification application!
Complete the straightforward Pre-Qualification application. Provide your information to receive instant approval for your shed purchase.
The process is quick and straightforward, and once completed, Countryside Sheds, LLC will be notified of your pre-qualification. A sales representative will guide you through the next steps, ensuring everything is ready for your order.
2. Select Your New Shed (Stock, Custom, or Repo)!
Choose the style of your shed (Gable, Quaker, Garage, Lean-to, etc.).
Next, select your colors for the shingles, paint, and trim.
Finally, choose your options, such as windows, porches, and metal roofs.
Need assistance? Try our 3D Shed Designer program!
3. Schedule Delivery!
Start by reviewing and completing the rental-purchase agreement. Our sales representative will help you finalize your application, including e-signing and arranging payments.
You will need to pay your first month’s rent and, if necessary for certain payment plans, a security deposit. Once these steps are complete, we will arrange and schedule a delivery time for you. After you sign the Certificate of Delivery, you’ll be all set!
FAQs
When will I begin making payments?
The deposit and first payment is due before delivery, at the time of e-signing. The second payment will be due approximately one month after delivery.
What happens to my deposit?
The deposit can be applied to either your Early Purchase Option or final payment. You won’t have to wait for a rebate check to arrive in the mail.
Is this a loan?
No. It is a rental-purchase agreement. You are renting with an option to buy at any time.
What is the APR on this loan?
There is no APR and this is not really a ‘loan’. You are making payments each month as a rent-to-own agreement. Thus, a portion of each payment goes towards the ‘rental’ aspect, and the remaining goes towards the ‘purchase’ portion.
May I pay extra toward the principal?
With Heartland’s Rent-to-own program there is NO principal or interest. Any additional amount paid over the regular rental amount goes into your Reserve Account, which can be applied to the Early Purchase Option at any time.
May I pay off the total cost early, without penalty?
Absolutely! Call Heartland’s friendly customer service representatives to receive an Early Purchase Option quote at any time.
What is “LDW”?
LDW is short for “Liability Damage Waiver”. LDW is an optional add-on to your rental agreement that protects you from liability in the event your rental product is stolen or damaged by a natural disaster. It protects you from financial liability in the event of weather damage, layoffs, or other circumstances that affect the structure, and your ability to pay. Check with your home insurance policy to see if it covers rented or outdoor sheds and equipment.
Can I put half down and finance the remaining balance as rent-to-own?
Anyone can put more than the minimum down payment required towards the building. However, the building will still be financed for the TOTAL cost of the building. Any remaining funds beyond the minimum required will go toward the Early Purchase Option.
Why is there a Security Deposit required?
This is usually required on buildings with 60-month or 72-month terms. It is a one-time payment included along with the first month’s payment. It is a returnable sum payable when a building is rented, to cover any possible loss or damage. Funds will be applied to the Early Purchase Option. Also, some buildings which cost over $20,000 may incur a security deposit on any length-of-term option chosen.
Does Rent-to-Own work for kits or delivery charges?
Sorry, but due to its nature, Rent-to-Own does not apply for kits. Also, Rent-to-Own does not apply nor include any additional costs such as site prep, delivery, or pilot car fees (if applicable). These will need to be paid separately before the time of delivery.
What if I need to move, can the shed move with me?
Yes and no. It depends on how far you are moving. If you are moving locally (within the service area of Countryside Sheds), we can move your shed for a nominal fee. This will be your responsibility to pay for. If you are moving outside of our service area where moving fees would be impractical, you may contact Heartland to cancel your rental term. They will notify Countryside Sheds for pick up of your shed. There is no additional pick-up fee for this service. You will be terminated from your rent-to-own program and not further responsible.
What if something happens and I fall behind on my payments?
We realize that ‘things’ happen in life. However, if you accidentally fall behind on your payments, please contact Heartland to notify them of the situation. However, you are still responsible for making payments. In the event that you become delinquent, Heartland will notify us for a pick up of the shed. Countryside Sheds will make every effort to contact you before repossession of the shed. You will need to have the shed emptied of all personal items prior to pick up. Countryside Sheds is an authorized company to pick up repossessed sheds in this area. Your shed will then be marked as “Repo” and advertised to either sell or rent again.
What if I rent my property (or have a landlord) – can I still apply for Rent-to-own?
Yes! But you will need to get a waiver form signed by the landlord authorizing permission to have a building placed on their property. This form can be found on the application form.
Other Shed Purchasing Options
Of course, the best rates come through the outright purchase of a storage shed or a backyard tool shed. If you’re looking to save even more, you can opt for our storage sheds kit package buildings, but keep in mind that we do not offer financing options for the shed kits.
We accept Cash, Check, Visa & MasterCard for convenient payment options. Get in touch with us today to discuss your unique needs for a storage building and financing. If you’re ready to get started, you can design your own building online and we’ll quote a price just for you!